{"id":24,"date":"2024-11-22T17:16:49","date_gmt":"2024-11-22T17:16:49","guid":{"rendered":"https:\/\/mdpmco.net\/test\/majestic\/?page_id=24"},"modified":"2025-05-15T14:56:33","modified_gmt":"2025-05-15T14:56:33","slug":"fair-lending-policy","status":"publish","type":"page","link":"https:\/\/mdpmco.net\/test\/majestic\/compliance-products\/fair-lending-policy\/","title":{"rendered":"Fair Lending Policy"},"content":{"rendered":"<p>Fair lending laws include protection for credit extension, advertising, credit terms, and more. These are in place to protect consumers from discrimination in any aspect of loan transactions.<\/p><h2 class=\"wp-block-heading\"><a><\/a>We Can Write A Policy For Your Firm<\/h2><p>Fair lending laws and their implementing regulations are:<\/p><ul class=\"wp-block-list\"><li>Equal Credit Opportunity Act (ECOA) and 12 CFR part 202 (regulation B)<\/li>\n\n<li>Fair Housing Act (FHA) and CFR part 100<\/li><\/ul><p>The ECOA expressly prohibits discrimination in any aspect of a loan transaction, and it applies to all extensions of credit.<\/p><p>Financial service providers should make their potential borrowers aware that their firm adheres to fair lending practices. This should be done at application by giving the potential borrower a copy of the firm\u2019s Fair Lending Policy. This should be made part of the firm\u2019s best business practices.<\/p><h2 class=\"wp-block-heading\"><a><\/a>Learn About Our Compliance Products<\/h2><p>The team at Majestic Security, LLC makes writing fair lending policies simple and affordable. To receive yours, call our Mason, OH, team today at 513-259-1312.<\/p>","protected":false},"excerpt":{"rendered":"<p>Fair lending laws include protection for credit extension, advertising, credit terms, and more. These are in place to protect consumers from discrimination in any aspect of loan transactions. We Can Write A Policy For Your Firm Fair lending laws and their implementing regulations are: The ECOA expressly prohibits discrimination in any aspect of a loan [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/mdpmco.net\/test\/majestic\/compliance-products\/fair-lending-policy\/\">Read More&#8230;<span class=\"screen-reader-text\"> from Fair Lending Policy<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":86,"parent":12,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-24","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/mdpmco.net\/test\/majestic\/wp-json\/wp\/v2\/pages\/24","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mdpmco.net\/test\/majestic\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mdpmco.net\/test\/majestic\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mdpmco.net\/test\/majestic\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mdpmco.net\/test\/majestic\/wp-json\/wp\/v2\/comments?post=24"}],"version-history":[{"count":5,"href":"https:\/\/mdpmco.net\/test\/majestic\/wp-json\/wp\/v2\/pages\/24\/revisions"}],"predecessor-version":[{"id":237,"href":"https:\/\/mdpmco.net\/test\/majestic\/wp-json\/wp\/v2\/pages\/24\/revisions\/237"}],"up":[{"embeddable":true,"href":"https:\/\/mdpmco.net\/test\/majestic\/wp-json\/wp\/v2\/pages\/12"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mdpmco.net\/test\/majestic\/wp-json\/wp\/v2\/media\/86"}],"wp:attachment":[{"href":"https:\/\/mdpmco.net\/test\/majestic\/wp-json\/wp\/v2\/media?parent=24"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}